U.S. Health Care Is Not Affordable

If a country is the “greatest” in the world, what kind of health care system would we expect at minimum?

I spent 15 minutes with a dermatologist recently. She examined my skin; froze one spot; and scraped another small, suspicious one on my upper back; and sent that to the lab. Fortunately, as per usual (so far), it came back as another basal cell carcinoma. 

I am very fortunate to have health insurance through my employer. I pay a small amount of the monthly premium, but in exchange for that I have a high deductible, and I am limited to docs in my network.

The bill was $1,058. I owe $812. 40% of Americans can’t afford a $400 emergency. So, what are people doing in light of run away health care inflation? In many cases I’m sure, they’re choosing not to seek care. Which, of course, is more costly in the long run.

This case study may shock international readers, but not my U.S. friends who no doubt have their own depressing stories, some I’m sure, that make mine laughable by comparison.

 

 

2 thoughts on “U.S. Health Care Is Not Affordable

  1. Hi Ron, I pay about $900 for insurance for my family of 3 each month. My wife and I had our first son last October and even though we had the best insurance my employer offered that claimed a $250 delivery for the baby, the total bill was well over $6,000 for a c-section (which does count as ‘delivery’). We are actually already saving up so we can have another kid and our first hasn’t turned 1 yet.

  2. Thanks Brian and belated congrats. Ouch. Reminds me of a visit to Victoria, BC with Canadian friends 5-7 years ago. We went to a liquor store after dinner to buy some beer before returning to our hotel. When I expressed shock at the cost for the (crappy) six-pack, my friend asked me what it costs to deliver a baby in the U.S. I said about $5k. He said it’s free in Canada. My conservative friends like to criticize Canada’s health care system because of taxes and the waiting, and those would take some adjusting to, but waiting for affordable care seems far better than people opting out altogether because they can’t afford it.

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