Andrew Luck’s Sudden Retirement From Football

The 29 year old Indianapolis Colts quarterback making $35m/year suddenly retired Saturday. Everyone is shocked, including me, but for a different reason than most.

Over his injury riddled career, the Stanford grad made $100m on the field and lots more off of it. If Luck earns 4% on 150m he’ll have $6m a year to decide how to spend the rest of his life. He should be okay especially since he’s said he is going to make Indianapolis home.

What’s most shocking about his retirement is that it’s not more common. I don’t understand why more elite players who have made $10m+ don’t quit before their brains and bodies begin breaking down.

Scientists know football players are at risk from Chronic Traumatic Encephalopathy (CTE), a neurodegenerative disease caused by repeated head injuries. These are 25 year olds who have another 50-75 to go. Professional football players keep getting larger and faster. Playing professional football is often compared to getting in a car crash every Sunday.

The Colts owner says Luck is passing up $450m in future salary. So what. What is the value of one’s brain and body?

How much money is enough, $150 million no doubt, but why not $5m? Spend and invest smartly and watch it grow over time. Why aren’t many more players heading for the exits. Why isn’t Chris Borland the model?

Early during Sunday’s training ride, six cycling friends and I buzzed Tumwater High School. Cars lined both sides of the street for half a mile. Pop Warner junior football is alive and well in Tumwater, WA. Which I find perplexing.

It makes perfect sense that parents want their children to play sports, but why choose the one where one’s health is most likely to be compromised. Tradition?

Why choose football when there are innumerable safer options? Case in point. You may have missed it, but Sunday in Atlanta Rory McIlroy made $15m by winning professional golf’s final playoff tournament. Hitting a golf ball, not being hit. Don’t expect him to retire anytime soon.

 

 

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