I have a bunch of excuses for why I’ve let you down with a dearth of book recommendations this year.

I’ve been reading student papers. I’ve been reading periodicals. I’ve been distracted by the seeming end-of-the-world.

I didn’t say they were good excuses.

Today I’m finishing one of the best personal finance books I’ve read in a long time, The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness by Morgan Housel.

Housel, a true outlier in the personal finance universe, eschews technical descriptions of how to invest in exchange for key concepts. His insights are original and clearly worded. So much so, I will remember them for a long time, no small feat given my pea brain.

Housel convincingly argues that economic security and financial independence rests more on your heart than your head. If you’re someone who would never normally read a book about money, consider giving this one a whirl.