Social scientists say we can’t multitask, but they haven’t met me. I’m doing pushups and watching a business news channel. A stock market expert/analyst just said there are several market “headwinds” including the invasion of KUWAIT. Then, a few sentences later, he said it a second time. That’s an amazing two-fer. . . an embarrassing history and geography fail.

So why would anyone listen to him bloviate on what the market is going to do?!

Instead, MSNBC should’ve invited me and my crystal ball. Here’s what I woulda said.

The most credible analysts expect VERY modest annual returns over the next decade. Meaning low single digit. Even less than anticipated annual inflation, meaning negative nominal returns, especially after taxes.

So what’s a person who has gotten used to hardly any inflation combined with double digit market and housing price returns to do? To not lose ground. To continue building wealth.

There’s only one answer. Save more. How to save more? Earn more and/or spend less. Now, you probably know why MSNBC didn’t call me.