$233,921 in Student Debt

I persevered and read the whole damn thing.

I’d love to rip Jack for accruing over a quarter million in debt, and one might think he’s fair game as a hetero, white, male; but not for this hetero, white, male because of my economic privilege.

I can’t rip Jack because I haven’t even come close to walking in his worn-torn shoes. Back in the Pleistocene Era when college was affordable, my parents paid my college tuition which is just one example among many of the economic help they provided me and my family. My family and I are economically secure for lots of reasons, but “luck” is first and last on the list.

That’s why I can’t say, “What the hell Jack, step away from the loan application!” Nor can I go back in time and tell him to tell his kids in no uncertain terms that he can’t afford to send them to four year universities. Community college will have to suffice and then part-time jobs while working their way through public universities. Saying those things to Jack would be poor form.

It would even be insensitive for me to frame my criticism as questions like,”Jack, why the hell, loan on top of loan on top of loan? At what point do you just say ENOUGH debt already?” There has to be some personal agency, doesn’t there?

Other questions bubbling up in my pea brain are more benign. Why didn’t Jack’s “friends” stage an intervention? And how many Jacks are there out there? How can we help them avoid his fate? Where’s the urgency around this type of student debt? Is my university complicit, at all, in creating additional Jack and Jills?

In fairness to Jack, he hasn’t been seeking fame or fortune. Just a LITTLE job security. Previously homeless, and still on the edge of it, he deserves compassion.

So it’s a good thing I didn’t say anything too harsh to him.

 

Sentence to Ponder

“Nine months, 400 job applications, and 17 interviews later, I landed a part-time minimum wage job at the local Macy’s working on the loading dock.”

From “What It’s Like to Be Single in Your 60s With $233,921 in Student Debt”.

I need to muster some strength before reading the whole, mind blowing story.

Addendum: Something doesn’t add up. A full-time (I assume) fifth year teacher making $30,000? Ah, private Catholic school that apparently doesn’t have any qualms with not paying a livable wage.

Tuesday Required Reading

1. Does Diversity Matter for Health? Experimental Evidence from Oakland. This 35-minute podcast blew me away for its clarity, specificity, and importance. It has broad implications for anyone trying to diversify the teaching profession, businesses, really any sector of life where people of color are underrepresented.

2. Fighting for racial justice in . . . Sweden.

“We have huge integration problems in Sweden.”

3A. Nevermind about my “New Car Math“. Farhad Manjoo has seen a future without cars, and it’s amazing.

3B. World’s first’ 3D-printed unibody electric bike.

4. The case for Elizabeth Warren. I will not “give it a rest”.

“Her campaign cared about targeted solutions but didn’t restrict them to the usual narrow areas. When I walk up to the voting booth, my priority is to support harm reduction for my community—through robust policy initiatives, not lip service. It isn’t just about bail reform; I want to know how candidates will be addressing the fact that Black people are less likely to own their home, or be forced to take out predatory loans, or attend segregated schools. Warren embodied these principles by offering nuanced remedies for those issues as well as environmental injustice and health disparities.”

Tuesday’s Required Reading

1. What Anti-racist Teachers Do Differently.

“I have witnessed countless black students thrive in classrooms where teachers see them accurately and show that they are happy to have them there. In these classes, students choose to sit in the front of the class, take careful notes, shoot their hands up in discussions, and ask unexpected questions that cause the teacher and other classmates to stop and think. Given the chance, they email, text, and call the teachers who believe in them.”

2. The Tesla of masks. How ’bout it Captain?

3. Take this new and improved personality quiz. Isn’t there still a built-in complication–our inherently subjective sense of self?

4. Democratic ad makers think they’ve discovered Trump’s soft spot.

. . . unlike four years ago, they are no longer focusing on his character in isolation — rather they are pouring tens of millions of dollars into ads yoking his behavior to substantive policy issues surrounding the coronavirus, the economy and the civil unrest since the death of George Floyd.”

5. France bans Dutch bike TV ad for ‘creating climate of fear’ about cars’.

6. Corina Newsome: A birder who happens to be Black.

Coaching Postscript

  • Another reason I’m coach-adverse is that when I need help with something, I’m not good at admitting it. Maybe “they’re” right when they say asking for help is the hardest part.
  • Another challenge in this realm is not knowing how good a particular coach is relative to others in their field. How do you sort through everyone to identify the few who really know how to coach well? Word of mouth is inefficient. Some sort of additional curating is needed.

Everyone Should Have A Coach And Be A Coach

Michael Lewis, the prolific and highly successful writer, is now also a great podcaster. It’s not really fair, dude has too much talent. His second season of Against the Rules is about the proliferation of coaches in North American life. Lewis tells really interesting stories exceptionally well.* And the focus is not just on athletic coaches. Give him a listen.

His stories have sparked my thinking about coaching, my idiosyncracies, and the nature of schooling.

One of my idosyncracies is that I am coach-resistant, meaning I have gone through life mostly figuring things out myself. Or not figuring them out as it may be. As just one of myriad examples, when The Good Wife wanted to go to marriage counseling, I resisted. For awhile.

Part of it is I’m too frugal for my own good, but there’s a lot more to it than that. I wonder if my reticence is rooted in my parent’s Depression era, Eastern Montana upbringing which resulted in both of them being fiercely independent. My three siblings strike me as similarly coaching adverse. I suspect it’s in my blood.

Which is too bad because I could definitely benefit from some coaching. My golf swing is close. I am the Seattle Mariners of home maintenance. I find tax and estate planning awfully complex. My cooking repertoire is limited. My online teaching skills are nascent. I could go on. And on.

On the plus side of the ledger, I have coaching-like things to offer others interested in catching mice under their house or improving their fitness, finances, relationships**, or writing.

I doubt I’m unique. Couldn’t you benefit from some intentional coaching you currently aren’t receiving and couldn’t you coach others in meaningful aspects of life too?

If all of us would benefit from receiving and providing more coaching, why do we organize schooling as a super short 13 year-long period dominated by groupings that are too large for meaningful coaching to take place?

We could do more than talk about “life-long learning” if we had better ways of finding coaches. Some type of coaching online forum, where you could both find coaches and also connect with others looking for coaching. Moneyless coaching exchanges could even be arranged. You coach me on how to cook and I coach you on how to write your family’s story.

This type of “coaching-based life-long learning” would result in a deepening of community. More simply, less loneliness.

I would make this grass roots coaching “start up” happen, if only I had a start up coach.

* Particularly excellent—the May 12, 2020 episode, “Don’t Be Good—Be Great”.

**since I’ve been to counseling