Apple’s shares slipped more than 3% in after-hours trading following last Thursday’s earnings call. Even worser, AAPL was also down Friday despite the fact that the broader market surged both Thursday and Friday.

When it comes to AAPL, I happily and knowingly break conventional personal finance wisdom that says never have more than 5% of your total invested assets in any individual stock.

Over the last fifteen years, I’ve learned to chuckle at the doubters. Chuckleheads all.

But what if I am right, until I am wrong? Maybe a little humility is in order? Maybe AAPL isn’t always going to make the personal tech of choice? If so, maybe I should pay attention to the “headwinds”.

The Wall Street Journal on Apple:

“. . . the stock already had been underperforming its big tech peers lately. Concerns were mounting over the new iPhone cycle and longer-term issues like the health of the China market and the company’s lucrative relationship with Google, which pays Apple billions of dollars every year to be the default search engine on the iPhone and other devices. That relationship is at the center of an antitrust trial against Google that has now lasted two months.

The case is a long way from resolution. China, however, is a more pressing issue. Apple’s revenue for its Greater China segment fell nearly 3% year over year compared with a 6% rise in last year’s fiscal fourth quarter. That brought China’s contribution to Apple’s total revenue to its lowest point in nearly three years. . . . Data from market research firm Counterpoint suggests the iPhone has lost momentum in China to a newly resurgent Huawei, though.”

Also, what about the anecdotal? A year ago the family had the nerve to suggest Spotify was better than Apple Music. Eventually, to save money by partnering with the GalPal, I caved and gave it a whirl. And you know what, don’t tell them, but they were right.

In related news, the sensor on the back of my Apple watch cracked. It still mostly works (no sleep data, heart rate, etc.), but I’m thinking of replacing it. And I’m leaning towards a Garmin Venu 3 or Garmin 265 because one charge lasts at least one week. How to make sense of the masses preference for Apple’s for-shits battery life? By acknowledging the company’s marketing genius.

But I digress. Back to the one, mother and father of all, AAPL warning signs. And I quote the recent CNBC headline that stopped me in my Apple track.

Jim Cramer lauds Apple’s ‘lifetime customer,’ says analysts are too negative on the company.

Harvard educated Jim Cramer is the single worst “stock guru” in the mainstream media. Yes, his television persona attracts eyeballs, but any primate throwing darts at a stock chart would outperform him.

John Oliver said it better than I ever could, “Cramer is the only person who could look you in the eye and say you are going to die tomorrow, and give you an immediate sense of calm knowing that you’re going to live for another 50 years.”

Hard to top that, but Ian Krietzberg says Cramer has been wrong so often “that Matthew Tuttle, the CEO and investment lead of Tuttle Capital Management, decided to create an ETF designed to short Jim Cramer.”

Tuttle for the win.

Maybe I should sell some AAPL and use the proceeds to buy an equal amount of SJIM.