Most people want to get in shape in a fraction of the time it took them to get out of shape. A vast majority also want to win the lottery and fall in love over night.
The key to success in endurance athletics is building strength, stamina, and mental toughness over time. The key is taking the long view towards incremental improvement, week-to-week, month-to-month, year-to-year. Am I stronger, fitter, more confident this week, month, year? I’ll never be strong, fit, and confident enough. When most successful, there’s positive momentum, movement along the continuum. Positive momentum requires waking up and getting out the door, even when I don’t feel like it. Especially when I don’t feel like it.
How to create positive personal finance momentum? The key is incremental improvement which results from saving more than I spend month-to-month, year-to-year, and then investing in passive index funds month-to-month, year-to-year. Building the strength, stamina, and mental toughness to hold on for five, ten, fifteen years. Rebalancing on occasion.
How to be a better human being? By being a more active, patient listener this week, this month, this year. By being a little more friendly to others, more empathetic, more curious, more understanding.
It’s much easier to write about the long view and incremental improvement than it is to apply it consistently. In some important ways—including as an endurance athlete, as a blogger, and as a close friend—I’m lacking positive momentum right now. This is the point in the post where I wish I had an inspiring insight to close with.
Postscript: Alexi has momentum in her life.